Mint alternatives: what to use now that Mint is gone
Intuit shut down Mint in 2024 and moved its popular features to Credit Karma. Moving a Mint account to Credit Karma stopped being an option on May 3, 2024, so former Mint users either use Credit Karma or switch to another app.
How we picked: each app’s published features and prices, checked on its official site in Oct 2026. We haven’t finished hands-on testing yet, and there are no paid placements. Some apps have referral links, which are labeled and don’t affect which apps we list or what we say.
Is Credit Karma a good replacement for Mint?
Intuit says Credit Karma lets you link accounts from more than 17,000 financial institutions, review transactions, track spending by category, get monthly insights and track net worth. Intuit’s page doesn’t mention setting monthly category budgets, which is what many Mint users miss. If you only used Mint to see your accounts and spending in one place, Credit Karma may be enough. If you used Mint’s budgets, pick one of the apps below. Sources: Intuit’s Mint page and Credit Karma’s help article.
What is the closest replacement for Mint?
If you liked Mint for automatic bank syncing plus spending categories and budgets in one app, these paid apps are the closest match:
- Monarch Money$14.99/mo or $99.99/yr
All-in-one money app: budgets, spending, investments, net worth and goals with automatic account syncing. $14.99 per month or $99.99 per year, with a 7-day free trial. - Quicken Simplifi$6.99/mo billed yearly
Spending-plan app from Quicken that starts with income, subtracts bills and shows what is left to spend. $6.99 per month, billed annually ($83.88 a year). Quicken was showing a first-year price of $3.99 per month when we checked, and renewals are charged at the full price. No free trial; Quicken offers a 30-day money-back guarantee on direct purchases. - Copilot Money$109/yr or $18/mo
Polished spending, budget and investment tracker that auto-categorizes transactions and learns your patterns. $109 per year (labeled a limited-time price, down from $119) or $18 per month, after a 1-month free trial. You pick a plan to start the trial, and it renews automatically.
Is there a free Mint alternative that still syncs with my bank?
Mint was free. These have a free version and list automatic account syncing (paid upgrades exist, and some features sit behind them):
- Empower Personal DashboardFree
Free dashboard for net worth, investments, retirement planning and spending, from wealth manager Empower. The Personal Dashboard is free. Empower also sells paid advisory services. - Rocket MoneyFree; Premium about $7–$14/mo
Tracks spending and subscriptions, helps cancel ones you don’t need, and offers bill negotiation. Free version (mobile app; tracks linked accounts and subscriptions, but category budgets, partner sharing and web access need Premium). Premium is "choose your price", typically $7 to $14 per month, and Premium+ costs $15 per month. Bill negotiation charges 35% to 60% of the first year’s savings on Free and Premium, and has no fee on Premium+. - HoneydueFree
Money app built for couples: shared view of accounts, bills and spending, with chat. Free. Optional monthly tips from $0.99 to $9.99 are sold in the App Store, and the app shows ads.
I want a stricter budget than Mint gave me. What should I try?
Mint mostly tracked what you already spent. Zero-based and envelope apps have you plan the money before you spend it:
- YNAB$14.99/mo or $109/yr
Zero-based budgeting app where you assign every dollar a job before you spend it. $14.99 per month or $109 per year (USD, plus tax where applicable), after a 34-day free trial. - EveryDollarFree; Premium $79.99/yr
Ramsey Solutions’ zero-based budget app, built around paying off debt. Free version with manual entry. Premium costs $79.99 per year or $17.99 per month after a 14-day free trial. - GoodbudgetFree; Premium $10/mo or $80/yr
Digital envelope budgeting that syncs across devices, built for sharing a budget. Free plan (10 regular envelopes, 1 account, 2 devices, 1 year of history). Plus costs $8 per month or $70 per year. Premium costs $10 per month or $80 per year and adds US bank sync and 5 devices.
Can I get Mint-style syncing into a spreadsheet?
Tiller pulls bank transactions into Google Sheets or Excel, so you keep your own categories and formulas:
- Tiller$99/yr
Feeds your bank transactions into Google Sheets or Excel so you can budget in a spreadsheet. $99 per year after a 30-day free trial.
Can I still download my old Mint data?
Credit Karma’s help article says to sign in at accounts.intuit.com and open “Data & Privacy” to download your Mint data. Most of the apps above can import transactions from a CSV file, so check the app’s help center before you start.
Comparing the closest Mint replacements
Most former Mint users end up choosing between a few of the apps above. Our head-to-head pages compare price, trials and partner sharing, checked on each official site:
- Simplifi vs Monarch: the two closest matches to Mint’s automatic tracking
- Copilot vs Monarch: if your household is all Apple
- Rocket Money vs Monarch: free subscription tracking vs a full budget
- EveryDollar vs Monarch and Monarch vs YNAB: if you want a stricter budget than Mint gave you
Want a free app? See free budgeting apps and what each free plan limits.
Budgeting as a couple or with kids? See budgeting apps for families, or compare all apps side by side.