Monarch Money
All-in-one money app: budgets, spending, investments, net worth and goals with automatic account syncing.
- Price
- $14.99 per month or $99.99 per year, with a 7-day free trial.
- Platforms
- Web, iOS, Android
- Bank sync
- Yes
- Style
- Category / flexible
- Good for
- Couples sharing finances, Former Mint users, People who want budgets and net worth in one place
- Checked
- on the official site
Is Monarch Money good for couples and families?
A common pick for couples: one shared view of accounts, budgets and goals like a college fund or a bigger home.
Household members join free under one subscription. Each gets their own login, and everyone sees all connected accounts (accounts can’t be hidden from a member).
Pros
- Budgets, investments and net worth in one app
- Flexible or category budgeting
- Household members can share one account
Cons
- No free plan after the trial
- Relies on account connections, which can occasionally break
Questions
How much does Monarch Money cost?
$14.99 per month or $99.99 per year, with a 7-day free trial. (Checked on the official site, Oct 2026.)
Does Monarch Money connect to my bank?
Yes. Monarch Money connects to bank and card accounts to import transactions automatically.
Can I share Monarch Money with my partner?
Household members join free under one subscription. Each gets their own login, and everyone sees all connected accounts (accounts can’t be hidden from a member).
What devices does Monarch Money work on?
Web, iOS, Android.