YNAB
Zero-based budgeting app where you assign every dollar a job before you spend it.
- Price
- $14.99 per month or $109 per year (USD, plus tax where applicable), after a 34-day free trial.
- Platforms
- Web, iOS, Android
- Bank sync
- Optional
- Style
- Zero-based
- Good for
- Zero-based budgeters, People who want a strict method
- Checked
- on the official site
Is YNAB good for couples and families?
Good for couples who want to plan irregular kid costs (childcare, birthdays, camps) ahead of time, if both partners buy into the method.
One YNAB subscription can be shared with partners and family, up to six people, at no extra cost.
Pros
- A long free trial (34 days)
- A clear budgeting method with lots of official teaching material
- You can enter transactions by hand or connect accounts
Cons
- One of the pricier apps
- The method takes time to learn
- Less about investments and net worth
Questions
How much does YNAB cost?
$14.99 per month or $109 per year (USD, plus tax where applicable), after a 34-day free trial. (Checked on the official site, Oct 2026.)
Does YNAB connect to my bank?
Optionally. You can connect accounts or enter transactions by hand.
Can I share YNAB with my partner?
One YNAB subscription can be shared with partners and family, up to six people, at no extra cost.
What devices does YNAB work on?
Web, iOS, Android.