Actual Budget
Free, open-source, local-first envelope budgeting app you can self-host.
- Price
- Free and open source. You run it yourself or use a paid third-party host such as PikaPods.
- Platforms
- Web, Desktop
- Bank sync
- Optional
- Style
- Envelope
- Good for
- Privacy, Developers, People who want to own their data
- Checked
- on the official site
Is Actual Budget good for couples and families?
A free envelope budget for a technical household that wants full control of its data.
Pros
- Free and open source
- Local-first with optional end-to-end encryption
- Envelope budgeting
Cons
- Setup takes some technical comfort
- Bank sync depends on third-party providers
Questions
How much does Actual Budget cost?
Free and open source. You run it yourself or use a paid third-party host such as PikaPods. (Checked on the official site, Oct 2026.)
Does Actual Budget connect to my bank?
Optionally. You can connect accounts or enter transactions by hand.
What devices does Actual Budget work on?
Web, Desktop.